These are the current Coverd Card Reward Rates, shown as Coverd Points earned per dollar of a Qualifying Purchase. Rates depend on the merchant’s spending category and the size of your purchase, and they are set for each UTC hour — they can change every hour. This page reflects the rates in effect for the current hour; it is your responsibility to check the rate before making a purchase. See the Coverd Card Rewards Program Terms for full details.
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Surge windows this hour
During a surge window, one category and purchase-size combination earns a boosted rate for a short time. Times are shown for the current UTC hour.
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Rates shown are illustrative of the Coverd Points you would earn and do not represent cash value. Coverd Points have no cash value except as described in the Rewards Program Terms. The rate that applies to a purchase is the rate in effect when the purchase is authorized.