The Future of Finance Plays Back
At Coverd, we believe the future of personal finance should feel more interactive, rewarding, and fun.
We started Coverd to turn everyday spending into something more engaging — giving users clear insights into where their money goes, plus exciting ways to win back purchases, cover credit card charges, or unlock dream experiences for as little as $1.
We’re launching with a mobile app and website, with plans to bring the same gamified experience into the Coverd credit card.
Built by problem-solvers with backgrounds in derivative pricing, high-frequency trading, and software engineering from Morgan Stanley, Hudson River Trading, Google, and Meta, Coverd was created to give more people a chance to live big — one purchase at a time.
Eric Xu, a seasoned algorithm developer from Hudson River Trading, brings his elite expertise in quantitative finance and cutting-edge technology to Coverd. With a background in high-performance trading algorithms, he seamlessly blends innovation and precision, crafting a sophisticated and thrilling gaming experience.
Energy commodity trading specialist from Morgan Stanley and experienced Texas Hold’em player with a strong background in international economics and data analytics. Known for his efficiency in execution and maverick approach to optimization, Albert brings new school thoughts and old-fashioned grit to Coverd.
Ding Wang is Coverd’s lead software engineer, bringing over a decade of experience building and scaling core infrastructure at Google and YouTube. From architecting global push notification systems to shaping user engagement at one of the world’s largest video platforms, Ding combines deep technical expertise with a knack for delivering reliable, high-performance systems. At Coverd, he channels this skill into crafting the robust, scalable technology that powers our platform.
Haamed Sultani is a founding iOS engineer at Coverd with a track record of scaling impactful consumer products to millions of users. At Meta, he led major initiatives for Facebook Reels, from launching high-traffic entry points to expanding the platform across devices. Known for pairing sharp technical execution with a keen product sense, Haamed thrives on turning ambitious ideas into seamless, high-performance experiences.
Filip is a software engineer at Coverd, where he focuses on building scalable systems that bridge fintech and game mechanics. Before joining Coverd, he served as a founding software engineer at Prompts.ai, leading the development of large-scale LLM infrastructure handling over a million daily requests and overseeing security and compliance initiatives (SOC 2 Type II, HIPAA, GDPR).